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Pension Mortgages

Using your pension to secure a mortgage

People often wonder if it’s possible to get a mortgage once you have retired and are living on a pension. This is potentially an option, as long as your income in retirement will comfortably cover the mortgage repayments. 

A pension mortgage is a loose term describing any situation where someone on a pension wants to take out a mortgage. This could be to help them buy a home or release equity from an existing property they already own. It can also apply to those who are not yet retired but will be at some point during their mortgage term.
 

Finding these kinds of mortgages is a question of seeking out a lender that is happy for you to borrow with them. Some lenders set maximum age limits or other criteria that might rule you out, while others offer products specifically targeted at those in retirement such as a Retirement Interest Only (RIO) mortgage.

Please Note: Henden Financial Limited refers to carefully selected preferred partners for pension services and receive a referral fee.

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Why Choose Us?

There are many considerations when choosing someone to help you with your mortgage. Getting it right could save you thousands. During our initial consultation we will go through the process together and assess your needs. We offer a comprehensive range of products which means we aren't limited to a smaller selection of products and can choose from thousands of available lenders.

20 Years Experience

Our wealth of experience across the industry means our knowledgeable advisors can give you advice you can trust.

No Offer, No Fee

We are so confident that we will find you the right mortgage, that we only ever charge when you receive a full agreement in principal. For most people this takes them forward to a successful home move.

Comprehensive Market Access

You won't be missing out on any great deals. We can access all of the mortgage products which are currently available and know how to find you the most suitable deal.

Henden Financial logo

Henden Financial Limited

Guiding you through the process of securing your specialist mortgage

Henden Financial logo

Henden Financial Limited

Guiding you through the process of securing your specialist mortgage

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