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Mortgages

We understand that navigating the world of mortgages can be daunting. A mortgage is a loan specifically designed to help you finance your home. Instead of paying the full purchase price upfront, a mortgage allows you to make affordable monthly payments over an agreed-upon term. The property you're buying acts as collateral for the loan, giving you the opportunity to own your dream home while spreading out the financial commitment. At Henden Financial Limited we are here to guide you through the process, find the most suitable mortgage options tailored to your needs, and ensure a seamless and stress-free experience on your journey to homeownership. Your dreams are our priority, and we can't wait to help you turn them into reality.

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Mortgage caculator

Buying your first home is exciting, but it can be daunting. At Henden Financial Limited, we have designed a service for first time buyers that makes mortgage advice simple, straight forward and understandable. Whether it’s how much you can borrow, fees to prepare for, products available or how it all works, we can help.
 

We explain everything you need to know in straight forward terms and help you make informed choices. We then guide you through the whole process and make it as easy as possible so that you can focus on what’s most important – your first home.

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Home interior design

Some say that moving home can be one of the most stressful thing you can do. At Henden Financial Limited, we have designed a service for home movers to make the financial side of things as easy as possible. Whether it’s the cost of moving, how much you can borrow, staying with an existing lender or looking for a better deal, we can help.
 

We advise you on the best course of action and save you time and effort by taking care of the whole financial process for you. This leaves you to concentrate on the most important thing – your new home.

Property remains a sound investment, but with so many changes around tax, criteria and legislation it can be difficult to know where to start. If you want to start or grow a portfolio, need advice around limited company buy to let, want to release equity or look for the most suitable deal, we can help.

We have the experience and expertise to help you get the most from your investment by reducing costs, increasing income, minimising risk and maximising returns.

 

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Image by Yaopey Yong
New apartment

If you are looking to remortgage, it’s important to get professional advice to get the best results. At Henden Financial Limited, we have designed a service to help you make smart plans around remortgaging.

Whether you are looking to raise money for home improvements, lower your monthly payments, repay debt or pay your mortgage off as soon as possible, we can help. We will compare your existing lender to the rest of the market and create a solution designed to save you time, effort and money.

Think carefully before securing any other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage.

Later life mortgages offer numerous benefits for older homeowners in the UK, making them a valuable financial tool during retirement. One key advantage is the opportunity to unlock the equity built up in their homes over the years, providing access to tax-free cash. This extra liquidity can be used to supplement retirement income, enabling a more comfortable and financially secure lifestyle. Additionally, later life mortgages allow retirees to undertake home improvements or modifications, ensuring their properties are better suited to their changing needs and promoting the ability to age in place comfortably. Consolidating existing debts into a later life mortgage can simplify financial management and reduce monthly outgoings. Moreover, these mortgages offer flexibility in how the released funds are used, from helping family members with deposits or education expenses to fulfilling long-held dreams like traveling the world or pursuing hobbies.

Please Note: Henden Financial Limited refers to carefully selected preferred partners for Later Life services and receive a referral fee.

Think carefully before securing any other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage.

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Image by Unseen Studio

These mortgages are designed to accommodate individuals with non-standard financial situations, such as self-employed individuals, freelancers, contractors, expatriates, and those with adverse credit histories. Specialist mortgages typically involve a more personalized underwriting process, considering various factors beyond the standard income and credit checks. Lenders offering these mortgages take into account the borrower's individual financial situation and assess the risk accordingly, often resulting in a higher interest rate or stricter terms.

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Henden Financial Limited

Guiding you through the mortgage process and beyond

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